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How to create a high-quality family life on a low budget. Live better, spend less. Tips on saving money, time and energy so you can focus on what\?s important in life.

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A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.

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Free Excel templates, spreadsheets, calculators, forms including budget templates, business templates, schedule templates, invoice templates, retirement and savings calculators and Excel tutorials for home, business or educational use. High quality ...